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And quick and safe messaging system. 8 magnitude earthquake that struck parts of Morocco this past weekend and has taken more than 2,000 lives, Astra Tech (Astra), a leading consumer technology holding group based in the UAE, has announced that Botim users can transfer money to friends, family and. What Is a Loan? A loan is a sum of money borrowed from a creditor and repaid in full with interest. BOTIM, as it claims, will finish the entire process in 24-72 hours. . NetCredit and lending partner banks offer personal loans up to $10,000 and lines of credit up to $4,500. Complete your identity verification by uploading your EID and completing your facial recognition. Turnaround time. 3. Rates on 5-year fixed-rate loans averaged 20. Android / Communication / Utilities / BOTIM. The UnionBank Personal Loan is often considered one of the best in the market. 00 per withdrawal thereafter. PayBy is now available on App Store, Google Play, HUAWEI AppGallery, and BOTIM. 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